Takaful Health is all that you NEED:
The contribution that you pay for your Takaful Health plan is determined by your age, occupation class and plan type, subject to underwriting. The contributions are payable throughout the duration of the plan. Contributions need to be paid throughout the lifetime of the plan. Contributions can be paid yearly, half yearly, quarterly or monthly via Auto Debit, Credit Card, Cash or Cheque.
Takaful Health the plan that REWARDS you
Why limit the amount you can claim within a year? Attach the Annual Limit Waiver and this rider plan will waive the annual limit of your Takaful Health plan. Now, you don’t have to worry about any unexpected large medical claims.
Annual Limit Waiver can only be attached to Takaful Health 200, 300 and 400 plans. When the Annual Limit Waiver is attached, claims amount exceeding the annual limit will be subjected to a co-takaful amount of 10 %.
If you receive medical treatment overseas, the benefits are paid according to the costs of treatment that would be reasonably charged by a hospital in Malaysia. No benefit is paid if you overseas for more than 90 days per trip.
Eligible participant is entitled to receive 70% of the underwriting surplus arising from the Tabarru’ Fund at the end of each financial year if any, while the balance of 30% will be set as Contingency Reserve in the Tabarru’ Fund. The surplus will be distributed to the participants via a credit in to their Individual Special Account (ISA).
Any investment profit from ISA and Tabarru’ Fund will be shared between the participants and the Takaful Operator in the ratio of 70%:30%.