Most of us realise the importance of having a medical plan to safeguard ourselves against unexpected and costly major medical bills. More often than not, we pay our premiums every year without fail for round-the-clock protection. However, not all of us make a claim each and every year.What if you can now purchase a plan that rewards you with yearly bonuses of up to RM500 when you do not make a claim, whilst you continue to enjoy peace of mind through the comprehensive health and medical coverage?
|Introducing PRUhealth a regular premium medical rider that:|
|You will also be issued a PRUassist card, giving you access to 24-hour, worldwide, Emergency Medical Assistance.|
|What do I get?|
|You can select a plan of your choice:|
With PRUHealth as your medical card, you can be can be sure of easy hospital admission. Just present the PRUHealth medical card upon hospital admission.
PRUHealth covers comprehensively the hospital bill which will include:-
a) Doctor Consultation Fee
b) Surgical Costs (minor and major)
e) Room Fee
h) Day Surgery Benefit
i) Cancer Treatment
j) Kidney Dialysis
k) International Coverage
On the other hand, deductible is a fixed amount the policyholder must first pay regardless of the total cost of an eligible benefit (excluding cost of daily room & board) for any one disability during a 90-day period. If deductible of RM3,000 or RM10,000 is selected, policyholder will have to pay the first RM3,000 or RM10,000 of the total cost of an eligible benefit (excluding cost of daily room & board). The remaining balance is paid by the Company up to annual limit.** PRUhealth 500 and PRUhealth 600 are only available when PRUmedic auto upgrade is attached to PRUhealth 300 and PRUhealth 400 plans. This benefit cannot co-exist with PRUannual limit waiver.
|How much do I pay?|
|The premium that you pay for a PRUhealth plan is determined by your age, occupation class and plan type, subject to underwriting.|
|To find out more|
|You can take up PRUhealth when you purchase PRUlink one or PRUmy child policies.|